INTROADVANTAGEELIGIBILITYTIMELINE

CMHC
MLI SELECT


My Investment Brokers proudly presents the MLI Select program, specifically focused on multi-family properties in Alberta, Canada - one of the best opportunies in 2025, even if you live in Ontario.

M-L-I stands for Mortgage Loan Insurance, offered by the CMHC, Canada's Mortage and Housing Corporation. Approved applicants have the potential to unlock excellent cashflows and incredible long term returns by leveraging the following conditions:

From the traditional 20% to as low as 5%*

Achieve a Mortgage Term as Long as 50 Years

Up to 0.5% less than typical mortgage rates

Limited recourse offers more buyer protection

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Watch the Animated Webinar Now!

For an in-depth & on-demand session that goes into detail, watch our animated webinar here! Brew a hot cup of coffee, pick up your favourite pen & notepad, and drop in as we explore the program's background, product pro forma, current financial outlay, Alberta's market dynamics and more! You can also sign up for a live webinar below.

Introduction

The MLI Select Program by CMHC is a federal initiative that supports housing development. The CMHC is currently offering mortgage insurance for multi-unit properties (min. of 5 units), to increase housing affordability. Canada has recently experienced a population boom which has lead to a housing crisis!

Key Facts on Canada's Housing Crisis
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2023 & 2024 - Canada gained over 2.1M people

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Housing costs are out-growing wages by 300-400%

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CMHC & StatsCan find 1 in 5 homes are unaffordable

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By 2030, Canada will have an shortage of 3.5M homes

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Keys to a successful business empire

What Are The Advantages?


Up to 95% Loan-to-Value meaning just 5% down & NO stress tests*

Extended amortization periods of up to 50 years to spread out payments

Reduced, below-prime rates saving you money & empowers cash flow

Limited Recourse offers more buyer protection & lowers barrier to entry

Sign-Up for a Free 2025 Report on MLI Select

Our MLI Select Experience

Industry Veterans: Over 12 Years of Real Estate Experience

Recognized as One of RE/MAX's Top-Selling Global Teams: With over $3 billion in real estate transactions.

Extensive Property Portfolio: the Founders of MIB currently own over 50 single-family properties and have completed and leased several multifamily projects

On the Path to Growth: Actively working on seven new multifamily projects, with plans to expand portfolio to over 300 doors in the near future

Am I Eligible?


Net Worth

The buyer must meet a min. net worth of 25% of the property value

Liquidity

The buyer needs to have a min. liquidity of 10% of the property value

Down Payment

The property requires a
5-10% down payment* 

Holding Term

Each multi-family property is usually held for a 10-year term

Experience

MLI Select is intended for buyers with some investment property experience*

Property Management

CMHC favours candidates with management capability nearby (MIB can help)

Score

Each multi-family property is scored on affordability, efficiency & accessibility

DSCR

The property must be able to generate 10% more income than all combined expenses

My Investment Brokers

Invested with You: We're deeply invested in the same programs we recommend, ensuring our goals align with yours

Proven Track Record: Our time-tested strategies are based on real success designed to safeguard trust

Ready for Changes & Quick to Adapt: We ensure your investment remains on a successful track

Exclusive Deals: Access to unique opportunities due to our inside position with partnered associations

The A-Team Assembled: We've meticulously gathered the best professionals for every step of the multifamily development process

SIGN-UP FOR TIMELY UPDATES ON NEW INVENTORY & MORE!

*E.&O.E. Terms and Conditions Apply – All information herein was gathered from sources both professional and lay deemed to be reliable. Re/Max Real Estate Centre, My Investment Brokers Real Estate Brokerage and its representatives make no representation as to its accuracy and will not be held responsible for any discrepancies. Prospective purchasers are advised to verify all information herein. All renderings, pricing, incentives and other information are subject to change without notice.